STATE STREET RESEARCH ADDS PLAN SPONSOR INTERNET ACCESS SERVICE

From the firm's retirement web site, www.ssrretirement.com, plan sponsorswill have access to a password protected site where they can obtain all datarelating to their plan and its participants. The six main menu optionsinclude:

• Plan Summary -provides information on the current value of theentire plan, Plan Administrator name and number of employees on therecordkeeping system.

• Additional Plan Details -s hows a breakdown of employees according tostatus (eligible, eligible contributing, terminated, retired, etc.).

• Plan Investments - lists the available investment options in the plan.

• Plan Assets - lists the total assets in each investment vehicle forthe entire plan. Assets can be sorted by vehicle value (highest to lowest)or by money type (Elective Deferral, Employer Match, etc.).

• Participant Summary - provides information on the individualparticipants including participant name and status, portfolio values andvested values. Plan sponsors can also access allocation information,transaction history and withdrawal information.

• Change Password - allows plan sponsors to change individual passwordsto access the service.

State Street Research & Management Company, with a money management historydating back to 1924, is one of the nation's first investment managementorganizations. The Boston-based firm is a subsidiary of MetLife, one of theworld's largest financial services companies. As of February 28, 2001,State Street Research managed $51 billion in assets, of which over $33billion represented institutional clients and $18 billion represented mutualfund and variable annuity portfolios. The firm manages money for 11 of the15 largest U.S. corporate pension plans (as reported in the 2001 MoneyManagement Directory), union programs, public employee pension plans, mutualfunds for over 530,000 shareholder accounts, as well as individually managedaccounts for affluent investors. The firm's Web site address iswww.ssrfunds.com.